Payment Methods

**Payment Methods**

We offer a variety of secure payment options to make your shopping experience convenient and safe.

**Accepted Payment Methods**

**Credit & Debit Cards**
We accept all major credit and debit cards:
- Visa
- Mastercard
- American Express
- Maestro

**Digital Wallets**
- PayPal
- Apple Pay
- Google Pay
- Shop Pay

**Other Payment Options**
- Cash on Delivery (COD) - Available for select locations within Romania
- Bank Transfer - Contact us for bank details

**Payment Security**

Your payment information is always protected. We use industry-standard SSL encryption to ensure your data is transmitted securely. 

- We never store your complete credit card information on our servers
- All card payments are processed through secure, PCI-DSS compliant payment gateways
- Your financial information is encrypted and protected at all times

**Payment Process**

1. Add items to your cart
2. Proceed to checkout
3. Enter your shipping information
4. Select your preferred payment method
5. Complete payment securely
6. Receive order confirmation via email

**Currency**

All prices on our website are displayed in EUR (Euro). Your bank or payment provider may convert the amount to your local currency and may apply conversion fees.

**Payment Authorization**

When you place an order, we request authorization from your payment provider. The funds will be held but not charged until your order is processed and shipped.

**Failed Payments**

If your payment fails, please:
- Check that your card details are entered correctly
- Ensure you have sufficient funds available
- Verify that your card is authorized for online purchases
- Contact your bank if the issue persists
- Try an alternative payment method

Common reasons for payment failure:
- Incorrect card details
- Insufficient funds
- Card expired
- Card not authorized for international/online transactions
- Bank security restrictions

**Billing Information**

Please ensure your billing address matches the address registered with your payment method. Incorrect billing information may result in payment delays or order cancellation.

**Order Confirmation**

Once your payment is successfully processed, you will receive:
- An order confirmation email immediately
- A shipping confirmation with tracking number when your order is dispatched

**Refunds**

Refunds are processed to the original payment method used for the purchase. Please allow 5-7 business days for the refund to appear in your account after we process it. For more information, please see our Return Policy.

**Cash on Delivery (COD)**

Available for orders within Romania only:
- Pay in cash when you receive your order
- COD fee may apply
- Please have the exact amount ready for the courier
- COD is subject to order value limits

**Invoices**

A digital invoice will be sent to your email address after your order is confirmed. If you need a VAT invoice or have specific invoicing requirements, please contact us at musemashwear@gmail.com before placing your order.

**Price Matching**

All prices are final at the time of purchase. We do not offer price adjustments for items purchased before a sale or promotion.

**Questions About Payment?**

If you have any questions about payment methods or encounter any issues during checkout, please contact us at [your-email] and we'll be happy to assist you.

**Fraud Prevention**

To protect against fraud, we may:
- Request additional verification for certain orders
- Contact you to confirm order details
- Cancel suspicious orders
- Report fraudulent activity to relevant authorities

We reserve the right to refuse or cancel any order that we suspect may be fraudulent.